2026 / Personal cashflow app
Wiggle Budget
Most budgeting apps grade the past. This one looks forward and marks the lowest point of the next ninety days, so a purchase gets a yes or a no instead of a guilt trip.
Everything runs on device. No bank passwords, no cloud sync, no bill for looking at your own money.
Wiggle Budgetwhy it exists
Online bank balances lie by showing cleared cash already claimed by upcoming rent and debt payments.
how it works
Models income cycles, payment templates, and account balances as a deterministic 90 day cashflow timeline.
how it looks
Dark obsidian cards with glowing emerald safe-to-spend indicators and monospace numbers.
StackTypeScript, local storage, deterministic math
PrivacyOffline first, zero bank credentials