Before
The situation
The available balance looks healthy, but rent, bills, and groceries have not cleared yet.
Mental load
You keep redoing the math and still hesitate before ordinary spending.
Know what your money can handle next.
Cash projected by date, so you can test a decision before you make it. No bank login. The assistant is never sent your amounts.
Free plan, no card. 30-day Pro Max trial.
Every feature fixed a problem we hit first, over a year of daily use. Most answers never touch an AI model. Built in Canada, with your figures encrypted inside the database.
Lowest balance ahead
$2,180
Your lowest projected point is September 4, after rent, bills, and groceries.
Upcoming cashRunning balance
Today$2,450.00
Cash available
$2,450.00
Aug 28$5,650.00
Payday
+$3,200.00
Sep 1$3,550.00
Rent
-$2,100.00
Sep 4$2,180.00
Bills and groceries
-$1,370.00
The missing answer
Your bank shows what you have. Wiggle Budget shows what is already spoken for.
A healthy balance today can still hide a difficult date next week. Wiggle Budget places income and obligations on a timeline so the future is visible now.
These previews use sample data and mirror the product’s dashboard, entry workflow, and forward timeline.
Current cash and the projected month, together.
Start with the cash available now, add upcoming income and obligations, and see the projected balance update in one view.
The preview uses sample data but follows the same balance model and interface structure as the product.
wigglebudget.com
Safe today
$87.29
Available now
$2,450.00
After plan
$5,040.00
Total Projected Balance
Through Sep 24
$5,040.00
$6,400.00 $3,810.00 $2,450.00
Processed Cash In Hand
Processed Cash In
$0.00
Processed Cash Out
$95.00
Processed Cash In Hand
$2,450.00
Today's Projected Balance
Daily Income
$3,200.00
Daily Expense
$113.00
Daily Net
+$3,087.00
Timeline Projection
Forecast your future balance
In Wiggle Budget
Three app actions
- 1Enter $2,450.00 as the cash available now
- 2Add $6,400.00 of dated income and $3,810.00 of upcoming expenses
- 3Read the projected balance and lowest point ahead
After
A visible answer
$5,040.00 projected, with a lowest point of $2,180 · Sep 13.
- Practical value
- Upcoming obligations are reflected before you treat the balance as spendable.
- Mental shift
- The repeated “can I afford this?” calculation becomes one visible answer.
Real budgeting friction, discussed publicly
Wiggle Budget turns uncertain timing into a dated running balance-without a bank feed or a backlog to reconcile.
Independent Reddit discussions, linked for context-not testimonials or endorsements.
Why this exists
Built for the night you have no energy left,and money still needs a decision.
- 11:40pm
You are tired. Not dramatic-tired. Ordinary tired.
The kind where opening a spreadsheet is out of the question, but something still has to be decided about money.
- The app
So you check your balance instead.
It says a number. The number is not a lie, but it is not the truth either, rent has not left yet, and neither has the card payment.
- The gap
Every tool wants you to categorise a year of history first.
That is a project. You do not have a project in you tonight. You have about ninety seconds.
So it was built the other way round
Answer one question tonight. Categorise nothing.
Put in what is really yours and what is really leaving. Wiggle Budget carries it forward and tells you the one number that survives your bills, so a tired decision is still a correct one.
Wiggle Budget Smart
Ask about your money.Without handing it over.
Your plan is calculated inside Wiggle Budget. By default, the assistant receives a receipt, not your balances or transactions.
- What is safe to spend today?
- Where does my money go this month?
- Show me the timeline for next month
- This month versus last month
Answered inside your app. Nothing leaves with it.
It answers. It never tells.
The figure appears in your app. The assistant is told an answer was shown.
Nothing changes without you
A change is prepared and shown in full. It happens when you press the button.
Plain questions, real answers
Type it the way you would say it. Typos and half-sentences are fine.
Works with Claude
Ask from Claude.Answer stays in Wiggle Budget.
Connect Claude Desktop or Claude Code with a read-only token. Your assistant can ask what your plan does; the numbers behind the answer never travel with it.
Answers land in your app
Ask from your assistant. The answer opens here, where your figures already are.
A token you can revoke
Read-only and named. Revoke it from settings the moment you want it gone.
Your entries stay put
Amounts, balances and account names are never sent to the assistant.
Claude is a trademark of Anthropic. Wiggle Budget is an independent product and is not affiliated with, endorsed by, or sponsored by Anthropic.
How it works
A plan you can understand in one sitting.
01
Start with today
Enter the cash you can actually use right now.
02
Add what is coming
Place paydays, bills, goals, and debt payments on their real dates.
03
See what is safe
Wiggle Budget recalculates the timeline and shows the lowest balance ahead.
Trust should be specific.
Wiggle Budget is designed to give you control without requiring access to your bank account.
No bank connection required
Plan manually without giving the product your bank credentials.
Financial fields are encrypted
Sensitive financial values are encrypted before database storage and protected in transit.
Your data stays portable
Export your information or delete your account from within the product.
See the month before you live it.
Start with a sample or build your own plan. No credit card and no bank connection required.